{"id":302485,"date":"2026-05-06T14:00:29","date_gmt":"2026-05-06T18:00:29","guid":{"rendered":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/?post_type=short-read&p=302485"},"modified":"2026-05-08T09:16:01","modified_gmt":"2026-05-08T13:16:01","slug":"71-of-u-s-homeowners-say-their-home-insurance-costs-have-gone-up","status":"publish","type":"short-read","link":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/short-reads\/2026\/05\/06\/71-of-u-s-homeowners-say-their-home-insurance-costs-have-gone-up\/","title":{"rendered":"71% of U.S. homeowners say their home insurance costs have gone up"},"content":{"rendered":"\n
\"Photo<\/a>
Workers rebuild the attic of a house in Detroit after it was damaged by a fallen tree during a storm. (Jim West\/UCG\/Universal Images Group via Getty Images)<\/figcaption><\/figure>\n\n\n\n

Premiums for homeowners insurance are rising fast<\/a> \u2013 and many Americans have noticed, according to a new Pew Research Center survey.<\/p>\n\n\n\n

Most U.S. homeowners (71%) say the cost of their homeowners insurance has gone up over the last few years,<\/strong> including 42% who say it has gone up a lot<\/em>.<\/p>\n\n\n\n

The two reasons people cite most often for these price increases are insurance companies wanting to make more money<\/strong> and the costs of repairing and rebuilding.<\/strong> A sizable share of homeowners also point to extreme weather events as a reason.<\/p>\n\n\n\n

These findings are based on a survey conducted March 16-22, 2026, among 3,524 U.S. adults. We asked a random half of all respondents about rising home insurance costs and asked the other half about rising home energy costs<\/a>.<\/p>\n\n\n\n

About this research<\/summary>\n

This Pew Research Center analysis looks at U.S. homeowners\u2019 experiences with homeowners insurance costs and their opinions about why costs are rising.<\/p>\n\n\n\n

Why did we do this?<\/strong><\/p>\n\n\n\n

Pew Research Center does research to help the public, media and decision-makers understand important topics. This research builds on our work studying economic conditions in the U.S.<\/a> as well as public opinion on climate and extreme weather issues<\/a>.<\/p>\n\n\n\n

Learn more about Pew Research Center<\/a> and our research on science and society<\/a>.<\/p>\n\n\n\n

How did we do this?<\/strong><\/p>\n\n\n\n

We surveyed 3,524 U.S. adults from March 16 to 22, 2026, including 1,236 homeowners who received questions about home insurance costs. Everyone who took part in the survey is a member of the Center\u2019s American Trends Panel. The survey represents the views of the full U.S. adult population.<\/p>\n\n\n\n

Here are the survey questions<\/a> used for this analysis, the detailed responses<\/a> and the survey methodology<\/a>.<\/p>\n<\/details>\n\n\n\n

Some groups more likely to say their home insurance costs are rising<\/h4>\n\n\n\n

Many homeowners across the country say they are paying more for homeowners insurance, but experiences vary somewhat by income and party.<\/p>\n\n\n

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Around 7 in 10 U.S. homeowners say their home insurance costs have gone up over the last few years<\/div>\n\t\t\t\t\t\t
% of U.S. adult homeowners who say that over the last few years, the cost of their homeowners insurance has gone up \u2026<\/div>\n\t\t\t\t\t\t
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Note: Respondents who said \u201cStayed about the same,\u201d \u201cGone down a lot\/a little,\u201d \u201cNot sure,\u201d \u201cI do not have homeowners insurance\u201d or did not give an answer are not shown.<\/div>\n\t\t\t\t\t\t
Source: Survey of U.S. adults conducted March 16-22, 2026.<\/div>\n\t\t\t\t\t\t
PEW RESEARCH CENTER<\/div>\n\t\t\t\t\t\t
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Share this chart<\/h2>\n\t\t\t\t\t\t