{"id":191316,"date":"2024-11-04T14:03:59","date_gmt":"2024-11-04T19:03:59","guid":{"rendered":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/?post_type=short-read&#038;p=191316"},"modified":"2024-11-05T08:19:55","modified_gmt":"2024-11-05T13:19:55","slug":"among-unmarried-adults-women-without-children-have-as-much-wealth-as-single-men","status":"publish","type":"short-read","link":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/short-reads\/2024\/11\/04\/among-unmarried-adults-women-without-children-have-as-much-wealth-as-single-men\/","title":{"rendered":"Among unmarried adults, women without children have as much wealth as single men"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">In the United States, households headed by married adults <a href=\"https:\/\/moneywise.com\/life\/lifestyle\/single-married-wealth-gap\">have much more wealth<\/a>, on average, than those headed by single adults. And among unmarried adults, there\u2019s a significant wealth gap between men and women.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 2022, the typical single man had $82,100 in wealth, compared with $58,100 for the typical single woman, according to U.S. Census Bureau data.<\/p>\n\n\n<div style=\"border-width:1px;padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-top:var(--wp--preset--spacing--20);--block-gap: inherit\" class=\"wp-block-prc-block-collapsible has-background has-ui-beige-very-light-background-color has-border-color has-ui-beige-dark-border-color\" id=\"how-we-did-this\" data-wp-interactive=\"{&quot;namespace&quot;:&quot;prc-block\\\/collapsible&quot;}\" data-wp-context=\"{&quot;collapsibleId&quot;:&quot;how-we-did-this&quot;,&quot;isOpen&quot;:false}\" data-wp-class--is-open=\"context.isOpen\" data-wp-init--scroll-into-view=\"callbacks.onInitScrollIntoView\"><div class=\"wp-block-prc-block-collapsible__title\" data-wp-on--click=\"actions.onClick\"><div>How we did this<\/div><button class=\"wp-block-prc-block-collapsible__icon\"><span data-wp-bind--hidden=\"context.isOpen\"><i class=\"icon icon-library__light icon__circle-plus\"><svg style=\"width: 1em; height: 1em;\"><use xlink:href=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/plugins\/prc-icon-library\/build\/icons\/sprites\/light.svg#circle-plus\"><\/use><\/svg><\/i><\/span><span data-wp-bind--hidden=\"!context.isOpen\" hidden><i class=\"icon icon-library__light icon__circle-minus\"><svg style=\"width: 1em; height: 1em;\"><use xlink:href=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/plugins\/prc-icon-library\/build\/icons\/sprites\/light.svg#circle-minus\"><\/use><\/svg><\/i><\/span><\/button><\/div><div class=\"wp-block-prc-block-collapsible__content\">\n\n<p class=\"wp-block-paragraph\">Pew Research Center conducted this analysis to explore the gender wealth gap and identify some of the demographic factors at play.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This analysis is based on data from the U.S. Census Bureau\u2019s 2023 <a href=\"https:\/\/www.census.gov\/programs-surveys\/sipp.html\">Survey of Income and Program Participation<\/a> (SIPP). In addition to details on the demographic characteristics of U.S. households, SIPP reports on households\u2019 assets and liabilities (debt).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SIPP data on wealth refers to the December of the year preceding the survey date. For example, the 2023 SIPP has wealth estimates for 2022 based on households\u2019 net worth as of Dec. 31, 2022.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The 2023 SIPP survey included more than 17,000 households. This sample is much larger than in the Federal Reserve\u2019s Survey of Consumer Finances (SCF), which covered 4,595 families in 2022. Thus, unlike the SCF, SIPP makes it possible to analyze outcomes for smaller demographic groups, such as households headed by an unmarried mother with a child under 18.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The terms \u201csingle\u201d and \u201cunmarried\u201d are used interchangeably in this analysis. Households whose head is living with an unmarried partner are classified as single. Households headed by an unmarried woman who is not the mother of any children under 18 are classified as \u201csingle women without children,\u201d regardless of whether an unmarried partner has children in the household.<\/p>\n\n<\/div><\/div>\n\n\n<figure class=\"wp-block-image alignright size-640-wide is-resized\"><a href=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/?attachment_id=191324\"><img data-dominant-color=\"eaecec\" data-has-transparency=\"false\" loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"812\" src=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?w=620\" alt=\"A bar chart showing that single women without children have as much wealth as single men.\" class=\"wp-image-191324 not-transparent\" style=\"--dominant-color: #eaecec; width:310px\" srcset=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png 620w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?resize=229,300 229w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?resize=309,405 309w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?resize=200,262 200w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?resize=260,341 260w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?resize=310,406 310w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?resize=420,550 420w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?resize=160,210 160w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_1.png?resize=320,419 320w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">But among unmarried women, wealth varies considerably between those who have children under 18 in the household and those who don\u2019t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Households headed by unmarried women who do not have children under 18 had a median wealth of $87,200 in 2022 \u2013 similar to\u00a0households headed by unmarried men. In contrast, the median wealth of households headed by unmarried women <em>with<\/em> children was $10,700.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(We cannot look at the wealth of households headed by unmarried men with or without children separately due to the relatively small number of single-father households.)<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"gaps-in-specific-household-assets\">Gaps in specific household assets<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">A household\u2019s total wealth is the value of its assets minus its outstanding debts. Across key assets, unmarried women without children are about on par with unmarried men. Single women with children are behind in each area.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Home ownership:<\/strong> In 2022, 50% of single women without children under 18 owned their home. This is similar to the 47% of unmarried men who owned their home. Only 34% of single mothers owned their home.<\/li>\n\n\n\n<li><strong>Home equity:<\/strong> The typical single woman homeowner without children had $165,000 in home equity, which is the value of the home minus the outstanding mortgage balance. This is slightly more than the $150,000 median home equity of single men homeowners. Single mothers who own their home had $114,000 in median home equity.<\/li>\n\n\n\n<li><strong>Retirement account ownership:<\/strong> Among household heads, 48% of single women without children and 50% of single men owned a retirement account (for example, a 401(k) account or IRA) in 2022. That compares with 40% of single mothers.<\/li>\n\n\n\n<li><strong>Retirement savings:<\/strong> Unmarried women without a child who have a retirement account had a median amount of $43,700 in those accounts, not far below the $45,000 single men had accumulated. In contrast, the median amount in the retirement accounts of households headed by a single mother was $12,000.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-640-wide is-resized\"><a href=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/?attachment_id=191326\"><img data-dominant-color=\"f2f2f2\" data-has-transparency=\"false\" loading=\"lazy\" decoding=\"async\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" height=\"366\" width=\"640\" src=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?w=640\" alt=\"A table showing that single women without children are about as likely as single men to own a home or a retirement account.\" class=\"wp-image-191326 not-transparent\" style=\"--dominant-color: #f2f2f2; width:640px\" srcset=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png 1280w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=300,172 300w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=768,439 768w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=1024,586 1024w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=708,405 708w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=200,114 200w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=260,149 260w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=310,177 310w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=420,240 420w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=640,366 640w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=740,423 740w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=160,92 160w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=320,183 320w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=194,110 194w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=148,84 148w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_2.png?resize=296,168 296w\" \/><\/a><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"how-age-contributes-to-wealth\">How age contributes to wealth<\/h4>\n\n\n\n<figure class=\"wp-block-image alignright size-640-wide is-resized\"><a href=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/?attachment_id=191325\"><img data-dominant-color=\"e6e9e8\" data-has-transparency=\"false\" loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"952\" src=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?w=620\" alt=\"A bar chart showing that households headed by older adults tend to have more wealth than those headed by younger adults.\" class=\"wp-image-191325 not-transparent\" style=\"--dominant-color: #e6e9e8; width:310px\" srcset=\"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png 620w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?resize=195,300 195w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?resize=264,405 264w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?resize=200,307 200w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?resize=260,399 260w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?resize=310,476 310w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?resize=420,645 420w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?resize=160,246 160w, https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_3.png?resize=320,491 320w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">On average, <a href=\"https:\/\/www.washingtonpost.com\/business\/2023\/03\/08\/single-women-jobs-economy\/\">unmarried women tend to earn less<\/a> than unmarried men. So how do unmarried women without children have similar wealth levels to unmarried men?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One big factor is age. Older household heads tend to have greater wealth than younger ones. And among heads of households, unmarried women without children are older, on average, than unmarried men.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The median age of single women without children heading a household is 61, compared with 50 for single men heading a household.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once we account for age, single women without children don\u2019t have the same wealth as single men. For example, among household heads younger than 65, the median wealth of unmarried women without children is $38,900, compared with $59,400 for unmarried men.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Age also plays a role in explaining the low wealth of households headed by unmarried women with children. The median age of household heads who are single mothers is 39.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In 2022, single women without children had  a median wealth of $87,200, while the typical single man had $82,100. <\/p>\n","protected":false},"author":658,"featured_media":191329,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_crdt_document":"","sub_headline":"","sub_title":"","_prc_public_revisions":[],"_ppp_expiration_hours":0,"_ppp_enabled":false,"ai_generated_summary":"","apple_news_api_created_at":"2024-11-04T19:04:16Z","apple_news_api_id":"0a754b0a-4f7a-422d-ac7c-4b7f80568a50","apple_news_api_modified_at":"2024-11-05T13:20:03Z","apple_news_api_revision":"AAAAAAAAAAAAAAAAAAAAAA==","apple_news_api_share_url":"https:\/\/apple.news\/ACnVLCk96Qi2sfEt_gFaKUA","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"relatedPosts":[],"_prc_fork_parent":0,"_prc_fork_status":"","_prc_active_fork":0,"datacite_doi":"","datacite_doi_citation":"","_prc_seo_qr_attachment_id":0,"spoken_article_player_enabled":true,"footnotes":""},"categories":[210,227,241],"bylines":[984],"collection":[],"datasets":[],"_post_visibility":[],"formats":[467],"_fund_pool":[],"languages":[],"regions-countries":[515],"research-teams":[519],"class_list":["post-191316","short-read","type-short-read","status-publish","has-post-thumbnail","hentry","category-economics-work-gender","category-unmarried-adults","category-wealth","bylines-richard-fry","formats-short-read","regions-countries-united-states","research-teams-social-trends"],"label":"Short Read","post_parent":0,"word_count":700,"canonical_url":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/short-reads\/2024\/11\/04\/among-unmarried-adults-women-without-children-have-as-much-wealth-as-single-men\/","art_direction":{"A2":{"id":191327,"rawUrl":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_crop.png","url":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_crop.png?w=268&h=151&crop=1","width":268,"height":151,"caption":"","chartArt":true},"XL":{"id":191329,"rawUrl":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_topic.png","url":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_topic.png?w=720&h=405&crop=1","width":720,"height":405,"caption":"","chartArt":false},"A3":{"id":191327,"rawUrl":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_crop.png","url":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_crop.png?w=194&h=110&crop=1","width":194,"height":110,"caption":"","chartArt":true},"A4":{"id":191327,"rawUrl":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_crop.png","url":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_crop.png?w=268&h=151&crop=1","width":268,"height":151,"caption":"","chartArt":true},"A1":{"id":191329,"rawUrl":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_topic.png","url":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_topic.png?w=564&h=317&crop=1","width":564,"height":317,"caption":"","chartArt":false},"social":{"id":191328,"rawUrl":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_feature.png","url":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/wp-content\/uploads\/sites\/20\/2024\/11\/SR_24.11.04_wealth-gap_feature.png?w=1200&h=628&crop=1","width":1200,"height":628,"caption":"","chartArt":false}},"_embeds":[],"table_of_contents":[],"datacite_doi":"","prc_seo_data":{"title":"Single women without kids have similar wealth to single men","description":"In 2022, single women without children had  a median wealth of $87,200, while the typical single man had $82,100. 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