{"id":19000,"date":"2014-02-18T07:00:36","date_gmt":"2014-02-18T12:00:36","guid":{"rendered":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/short-reads\/%year%\/%monthnum%\/%day%\/which-developing-nation-leads-on-mobile-payments-kenya\/"},"modified":"2024-04-14T03:44:23","modified_gmt":"2024-04-14T08:44:23","slug":"which-developing-nation-leads-on-mobile-payments-kenya","status":"publish","type":"short-read","link":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/short-reads\/2014\/02\/18\/which-developing-nation-leads-on-mobile-payments-kenya\/","title":{"rendered":"Which developing nation leads on mobile payments? Kenya"},"content":{"rendered":"

Kenya is on the forefront of a banking revolution; a majority of Kenyans (56%) make or receive payments using cell phones. The number of Kenyans engaged in this activity is higher than any of the other 24 countries surveyed in our spring 2013 survey<\/a>. In fact, only in neighboring Uganda do even a plurality of people say they use their cell phones for mobile banking transactions.<\/p>\n\n

\"KenyaMobile\"<\/a><\/figure>\n\n

Kenya\u2019s embrace of mobile money management appears to surpass the U.S. Although we have not polled specifically about mobile payments, our most recent figures show<\/a> that 35% of American cell owners do mobile banking and 61% of online Americans do banking online.<\/p>\n\n

The remarkable rise of mobile money transfer in Kenya is due in part to something called the M-Pesa service, which was introduced in Kenya in 2007 by Vodaphone and its affiliate Safaricom. M-Pesa (which literally means \u201cmobile money\u201d) allows users to transfer payments of up to $500 from mobile phones with a small, flat, per-transaction fee. It is now estimated that<\/a> 24.8 million subscribers use mobile money transfer services, like M-PESA, in Kenya. And as the World Banks notes<\/a>, \u201cthe affordability of the service has been key in opening the door to formal financial services for Kenya\u2019s poor.\u201d<\/p>\n\n

\"KenyaMobileMoney\"<\/a><\/figure>","protected":false},"excerpt":{"rendered":"

A majority of Kenyans make or receive payments using cell phones.<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"sub_headline":null,"sub_title":"","_crdt_document":"","_prc_public_revisions":[],"_ppp_expiration_hours":0,"_ppp_enabled":false,"ai_generated_summary":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"relatedPosts":[],"_prc_fork_parent":0,"_prc_fork_status":"","_prc_active_fork":0,"datacite_doi":"","datacite_doi_citation":"","_prc_seo_qr_attachment_id":0,"spoken_article_player_enabled":true,"bylines":[{"key":"5a0c65f948ec7f72c30a3326dbec61e0","termId":624}],"acknowledgements":[],"displayBylines":true,"footnotes":"","prc_watchers":[]},"categories":[308],"bylines":[624],"collection":[],"datasets":[],"_post_visibility":[],"formats":[467],"_fund_pool":[],"languages":[],"regions-countries":[515],"research-teams":[525,526],"workflow-status":[],"class_list":["post-19000","short-read","type-short-read","status-publish","hentry","category-mobile","bylines-jacob-poushter","formats-short-read","regions-countries-united-states","research-teams-global","research-teams-internet"],"label":"Short Read","post_parent":0,"word_count":201,"canonical_url":"https:\/\/alpha.pewresearch.org\/pewresearch-org\/short-reads\/2014\/02\/18\/which-developing-nation-leads-on-mobile-payments-kenya\/","art_direction":false,"_embeds":[],"watchers":[],"table_of_contents":[],"datacite_doi":"","prc_seo_data":{"title":"Which developing nation leads on mobile payments? 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